Questions tagged [borrowing]
The borrowing tag has no usage guidance.
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Library use on Chol Ha'moed: assisted checkout vs. self-checkout
Using a computer printer may or may not be allowed on Chol Ha'moed, depending on the situation.
Imagine that you're borrowing some books from the public library on Chol Ha'moed. You have two options.
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Can you borrow library books on Chol Ha'moed?
Is it allowed to borrow books from the public library on Chol Ha'moed? If so, why?
Please assume:
The books are about secular topics (e.g. health) which you enjoy reading about.
You plan to read the ...
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Is it kosher to invest in cToken loans if it might lead to Jews paying interest?
Certain advancements in the cryptocurrency ecosystem are revolutionising financial mechanisms, which no longer fit the traditional paradigms we have been used to (let alone the Sages before us).
One ...
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Using a shtender without permission?
In many shuls people bring their private shtenders to use during davening or learning. Is it permissible to use someone's shtender in their absence without asking permission first?
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Paying interest
Clearly, one is not permitted to charge interest on a money loan. However, I believe there is no problem paying interest according to a previous agreement if the lender is not a Jewish person. And ...
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Does a Gemach that lends money need a Prozbul?
Does a Gemach that lends money need a Prozbul?
Individuals protect their loans from loss in the seventh year through Prozbul. Does a Gemach run by a committee of three need the same protection?
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Cryptocurrency and Ribbis - Celsius Network
With the rising popularity of DeFi (Decentralized Finance) and cryptocurrencies I am wondering about the interest bearing wallets such as Celsius that will give returns for holding or staking coins.
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How does a Jewish operated bank make money if the clientele are all Jewish?
As it was/is forbidden for the Israelites to charge usury/interest to a fellow Israelite, I began researching the banking practices of the Israelites in the Torah. That being said/written, interest ...
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Are there potential Ribbis issues with applying for PPP loans?
I guess this questions has two components to it:
(1) Are PPP loans different than other types of loans because of the way it's structured with the government guaranteeing the loans or something to ...
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If shemittah passed, is it still honorable to repay a debt?
If Reuven owes Shimon $10, and shemittah passed, and Reuven remembered he never paid Shimon, yet he still wants to, should he? Is it honorable?
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Were tithes paid on mortgaged land?
according to the law God commanded the Israelis to bring tithes of the land.
Deuteronomy 14:22 KJV
22 Thou shalt truly tithe all the increase of thy seed, that the field bringeth forth year by year
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When forgiving a loan, in front of whom do you need to say it ? Which details need to be mentioned?
Reuven lent Shimon money indefinitely, he said "pay me back when you have extra money". It's been a number of years, and Reuven has never brought it up, and would like to forgive Shimon. He ...
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What types of items may an owner keep after a borrowed item is returned to him?
Someone lends his car to his friend for the day. After the friend returns the car, the owner finds some items left in the car. May he keep them under the assumption that once the car is returned he ...
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Lent half a shekel to a kohen, or gave as a present?
In Masechet Shekalim (1:6)
וְאֵלּוּ שֶׁחַיָּבִין בַּקָּלְבּוֹן, לְוִיִּם וְיִשְׂרְאֵלִים וְגֵרִים וַעֲבָדִים מְשֻׁחְרָרִים, אֲבָל לֹא כֹּהֲנִים וְנָשִׁים וַעֲבָדִים וּקְטַנִּים. הַשּׁוֹקֵל עַל יְדֵי ...
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Source that you can't tell your wife not to lend to others
Although I heard in a shiur that there is a gemara which says a husband is not allowed to tell his wife not to lend to others since she would eventually develop a bad name, I can't find it - are there ...
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Why do we care about a cow loan?
The mishna, N'darim 4:6, in my own, very loose translation:
Aaron asks Baruch, "Lend me your cow."
Baruch tells him, "It's not available."
Aaron says, "My field is forbidden to me like a ...
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Why isn't borrowing from non-Jews forbidden because of Devarim 15:6?
Devarim 15:6 says "For the Lord, your God, has blessed you, as He spoke to you, and you will lend to many nations, but you will not borrow; and you will rule over many nations, but they will not rule ...
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Heter Iskah practical implications for a private loan
This question is about practical differences in receiving a loan from a "Heter Iskah" certified bank and from not certified one, with the same term and percentage.
In other words, besides the ...
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Repaying a loan if the lender was mochel
If one lends someone else money and realized that this person isn't going to pay, so the lender feels bad and doesn't want the person to have a sin and forgives the debt. Let's say the borrower ...
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Borrower loses one item of a set or pair - what do they pay?
If I lend out a pair of items, and the borrower loses one, are they required to pay the estimated value of the object lost, or the replacement cost?
For example, suppose I lent out a pair of Walkie ...
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Incident where moshe witnesses someone being killed and asked hashem why bad things happen to good people
i dont remember the storyline exactly but there were three people, one lent money to another and one of them got killed and then the other one came and took the second one's money. Moshe rabbeinu ...
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Can I return a borrowed item to a man's wife?
If I borrow an item from a friend and return it to his wife (not on his property) without notifying him first. Is it considered as though I returned it to the person himself, or am I still liable if ...
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Repaying a loan and processing fees
Here's the (hypothetical, of course) scenario: Reuven borrows $20 from Shimon. The easiest way for Reuven to pay back the money would be to send it through one of those new-fangled fancy electronic ...
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Borrowing a Tallis
The Shulchan Aruch holds that one may borrow and make a brachah on someone else's Tallis without their permission provided that you put it back the way you found it (OC 14:4).
In the previous ...
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"Karka Einah Nigzeles" (land can't be stolen) - really?
Borrowing is just renting without paying for it. Since you can rent land, you should be able to borrow it.
If you can borrow something, you can borrow it without permission.
Borrowing without ...
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R' Yehoshua and the Athenian Elders: The lender and the woodchopper
This is part of a series of questions on the Gemara in Bechoros 8b-9a. Below is a summary of the relevant parts of the Gemara. After being challenged by Caesar, R' Yehoshua went to Athens to defeat ...
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What can One do to Hasten the Repayment of a Loan?
I have heard stories of the Chofetz Chayim avoiding the streets where debtors of his lived. I have also heard that one is not supposed to pressure a debtor, and I was wondering about the halachic ...
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Tzitzis put on a borrowed garment that is later acquired. Take them off and reattach them?
From Torah Law, I need only put tzitzis on my own four-cornered garment. From Rabbinic Law, I need to attach tzitzis to a borrowed garment only after 30 consecutive days, see Oruch HaShulchan, O Ch ...
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Repaying Loans vs Tzedakah
When one has to repay an interest-free loan to a Jewish lender, does that take precedence over giving tzedakah? If several payments must be made, can one thus expedite repayment by giving less to ...
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What was a shtar (document) for?
It seems that a possible prerequisite of knowing What recourse is available for someone whose property was seized by a creditor of the seller? is knowing what happened to a loan document?
When ...
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What recourse is available for someone whose property was seized by a creditor of the seller?
Let's say Reuven owes Shimon $1000 (because of a loan). Reuven then sells his only piece of land (that happens to be worth $1000) to Levi. This land in Levi's possession is now considered a נכס משעובד ...
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Use tefillin without permission?
May one use another person's tefillin without his permission to perform the mitzvah of donning the tefillin?
What if you have a skin condition such as eczema?
If somebody did end up borrowing your ...
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Borrowing without permission?
Would borrowing a torah book (without permission) from a shul be considered mitzvah haba b'averah if you use it to learn from ?
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Can you say "Shehachiyanu" on a mortgage "burning"?
In the U.S., there is a custom to burn the mortgage paper after the last mortgage payment has been made. Should one say Shehechiyanu on the event of now officially owning his home?
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Someone damages tefillin that he borrowed from someone else. Is he liable?
From Kitzur Shulchan Aruch 10:22:
מֻתָּר לִקַּח תְּפִלִּין שֶׁל חֲבֵרוֹ גַּם שֶׁלֹּא בִידִיעָתוֹ לְהָנִיחָן וּלְבָרֵךְ עֲלֵיהֶן, כְּמוֹ שֶׁכָּתַבְתִּי בְּסִימָן שֶׁלִּפְנֵי זֶה סָעִיף י"א לְעִנְיַן ...
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Can someone keep something he borrowed from an owner or place that no longer exists?
Let's say, while cleaning house clutter, someone discovered an old library book (borrowed, say 35 years ago) from a library that no longer exists. Can he keep the book?
Assume that there are no heirs ...
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Is there an order in repaying loans?
If Reuven borrowed money from several people, and has enough money to pay back all the loans, just not all at the same time (say, for example, if he has money tied up in real estate or something), are ...
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Repaying debts with micropayments?
I vaguely recall hearing once that our sages do not view with favor, and have a special name for, the situation where a debtor -- presumably one who can afford to repay his debt within the originally ...
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How do I understand Bava Metzia 1:6?
In the mishna B"M 1:6, it talks about finding a loan document with a lien on real property ("achrayus"), and not returning it, because we are afraid that the borrower and the lender are in cahoots to ...
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Fear of shmitta and 10 year loans
The Gemara Makkos 3b says:
א"ר יהודה אמר שמואל המלוה את חבירו לעשר שנים אין שביעית משמטתו ואע"ג דאתי לידי לא יגוש השתא מיהא לא קרינן ביה לא יגוש
If someone who makes a loan only payable in 10 ...
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Colourful Tallitot
Is there a preference, if one is davening at a schul where everyone wears the same tallitot (black or white), to borrow a tallit, assuming it is of a kosher size, rather than wearing one's own if it ...
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Returning a Library Book on Shabbat
When I return a book I put it in a bin, and a (non-Jewish) worker later takes it from the bin, and scans it into the computer as "returned." As such, can I return a library book on Shabbat?
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Borrowing money without clear plan of how to pay it back
Are you allowed to borrow money from a Jew without having a reasonable idea how you will be able to repay the loan?
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Is there a prohibition of paying interest misafek (doubt)?
Reuvain borrowed money from Shimon, and both are unsure if it was ever payed back. Now, of course Shimon can't claim any money from Reuvain, but if Reuvain wants to pay him back out of doubt, should ...
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Borrowed an egg from my neighbor, and found a bloodspot inside
If one borrowed an egg from a neighbor, and found a bloodspot inside, do they have to repay the egg? Should you say that since the neighbor would also throw away the egg if they found a bloodspot then ...
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Halacha for a lending library dealing with publishers' stipulations
I operate a free book-lending library which is funded by donations of money and of books. Somebody donated some books to the library that state inside that it is not permissible for libraries to lend ...
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How does Beis Din handle loans with interest?
If a borrower and a lender go to Beis Din with a loan document that stipulates interest, but the borrower claims he can at least collect the principle, how does Beis Din look at that?
Do they ...
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Can the promise to repay through a credit card be considered a guarantee for a loan to a Gemach?
Money Gemachs typically insist on at least one guarantor before they make a loan.
Someone needing a loan, suggests to the Gemach that his guarantor will be his credit card. He is using the Gemach to ...
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Am I allowed to get miles or points for a loan?
Suppose me and my good friend Shimon are in a store shopping. Shimon wants to borrow $100 from me for his purchase. I graciously agree, but instead of giving Shimon cash, I swipe my credit card for ...
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If you borrowed a tiny amount from someone but are no longer able to pay back, are you still obligated to pay back?
Say a person borrows 50 cents from a fellow Jew while out of town. The borrower cut his trip short and left without being able to pay back. Can one rely that the lender would give up hope of getting ...
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