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It is forbidden to explicitly set two tiered pricing for sales, A lower price for cash payment & a higher price for credit (delayed) payment. The additional payment for credit is considered ribbis interest, as it is a payment for delaying the owed funds. (Mishnah BM 65b & Shulchan Aruch YD 173) Question: May a seller offer a reward on a sale, which he explicitly limits only to cash sales. Is the buyer's forfeiting the receipt of the reward in exchange for delayed payment considered ribbis?

NOTE: I am reffering to a situation where charging more for delayed payment would be FORBIDDEN. My question is whether forfeiting the receipt of a gift given for cash payments is considered ribbis. If a certain situation would allow charging more for credit (or credit cards), that is not in my question.

  • This question was answered here: dinonline.org/2018/07/04/… – IsraelReader Jul 4 '18 at 12:44
  • @IsraelReader If you will read the answer there, you will see that the answer given simply does not answer the question asked. – RibbisRabbiAndMore Jul 4 '18 at 13:09
  • If you feel that they erred, why don't you leave them a comment there? I was actually impressed by their analyses, though there appears to be an error there in the wording. "Therefore when the lender ( the customer) pays extra, it appears to be ribbis." Should read: Therefore when the BORROWER ( the customer) pays extra, it appears to be ribbis. – IsraelReader Jul 4 '18 at 15:46
  • @IsraelReader First I will respond to your correction of their wording. They DID write " Therefore when the borrower (the customer) pays extra, it appears to be ribbis." They are right!, You misquoted the wording. – RibbisRabbiAndMore Jul 5 '18 at 4:20
  • @IsraelReader The problem I ppointed out is is that they go on to write that if the owner gives the customer a gift there is no problem because the lender is giving the borrower a gift so no ribbis. That was never the question! The question was if the seller only offers to give the cash payers a gift, and NOT to the credit customers, then the credit customer. is FORFEITING the gift! Is THAT called ribbis? This they did not answer at all. – RibbisRabbiAndMore Jul 5 '18 at 4:23

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