Do I have an obligation to give back extra change I receive? Would it matter if the store owner or person giving it to me was a Jew?
3 Answers
(Source: this article on Torah.org)
If the one who made the mistake is a Jew: Absolutely yes, you must return it.
If the one who made the mistake is a non-Jew: there's lots of discussion, and it appears it's not so clear. But remember: doing so anyways will create a Kiddush Hashem (and is probably the right thing to do).
To quote a relevant story retold by Rabbi Pinchos Bodner:
Rav Yaakov Kaminetsky zt"l recounted that when he was a Rabbi in Lithuania before World War 2, he was asked a question by a resident of his community. The man had purchased stamps from the local post office, and had received more stamps that he had paid for. For such a poor man, the extra stamps were no trifle matter. Nonetheless, Rav Kaminetsky suspected that perhaps the postal clerk was testing the rabbi. This suspicion was confirmed a short time later when the clerk gave him too much change. The rabbi returned the extra money. Many years after the Nazis came and destroyed the community, the rabbi heard that this clerk had saved many Jews, testifying that he tested everybody to assess their honesty, the only trustworthy people were the Jews!
The general principle involved here is טעות עכו"ם - mistakes of a non-Jew. Halachically giving the wrong change is a mistake falls under the general rubric of returning lost objects. Halacha requires one to go to great lengths to return lost objects, but limits this to fellow Jews. If something is found in a location where it is most likely that it was a non-Jews item, then there is no such obligation.
This case falls under that category. By making the mistake, they essentially lost something, and you don't have to return it. However, there are several caveats to this.
You can't do anything to cause or mislead the non-Jew in this calculation. They have to make the mistake on their own due to no fault of yours.
Some opinions say that you have to explicitly state that you are relying on their calculation and they shouldn't think you are checking them and rely on you to catch a mistake. So if they are taking the wrong amount of change out the cash register, you may have to say something like "I assume you are giving me the right change".
It is an appropriate and pious attribute to point out the mistake and correct it if it will cause a Kiddush Hashem (as the story of Shimon ben Shetach).
If it can cause a Chillul Hashem it is forbidden to let the mistake pass.
According to Sefer Chassidim 358 a non Jew who keeps the 7 Mitzvos is part of the requirement of returning lost objects (it isn't clear to me if this is a mater of piousness or a base requirement) and thus does not fall under this category of "mistakes of a non-Jew".
The Tzomet institute has a long article on this and other subjects relating to monetary dealings with non-Jews which has a nice collection of sources (including that rather obscure Sefer Chassidim reference).
Adapted from my answer to this similar question.
You should be fair to everyone with whom you have dealings, Jew or non-Jew!
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3Toby, welcome to the site! I hope you stick around and enjoy it; you might also wish to register your username so as to have a better site experience. I've taken the liberty of editing your answer to be more in line with the polite discourse people have come to expect on this site. You will probably want to edit it further to provide a source for your claim that fairness is necessary and that fairness implies that extra change should be returned: an unsourced answer is just your say-so, which is, for those of us who don't know you, pretty much worthless, with all due respect.– msh210 ♦Commented Dec 19, 2011 at 15:53
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3Halacha does indeed differentiate between business mistakes made by Jews, and business mistakes made by non-Jews. While I agree with yydl that honesty is usually the best policy, there are times when there is a practical difference. What if the store clerk gives you too much change, and you only discover this once you are a thousand miles away? Must you return the money? Track down an address and mail a check? If the store owner is a Jew, then yes. If not, no.– user1095Commented Dec 19, 2011 at 15:58