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Normally, if I hear my good friend Shimon say a bracha, I answer Amen. Nonetheless, if it's during davening, and I hear him finish a bracha, it appears to be common practice to not say Amen.
In other words, (as far as I observed) during davening everyone exclusively says Amen to the brachos of the Chazzan, and to no one else's.
But why is this so? Shouldn't Amen normally be said on all brachos?
See OC 6 (4) and MB who records a custom that each congregant says the morning blessings and the others answer omain (without the intention to fulfill their obligation by saying omain). See MB s.k. 13, who mentions a supporting view and the view of the Pri Megodim that only the Chazzan should say these blessings aloud. MB says that each place should follow its custom. See also s.k. 14.
IMHO, there ought to be no objection to answering omain to other blessings (like putting on tefillin).
The rambam specifically forbids saying amen to birkot kriyat shema and shmoneh esrei if it is not from the chazan in a minyan. Other rishonim states that one can say amen to those of kriyat shema, but saying amen to shmoneh esrei of someone who’s whispering too loudly is specifically forbidden.
