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4
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1answer
46 views

How do I understand Bava Metzia 1:6?

In the mishna B"M 1:6, it talks about finding a loan document with a lien on real property ("achrayus"), and not returning it, because we are afraid that the borrower and the lender are in cahoots to ...
3
votes
1answer
68 views

Fear of shmitta and 10 year loans

The Gemara Makkos 3b says: א"ר יהודה אמר שמואל המלוה את חבירו לעשר שנים אין שביעית משמטתו ואע"ג דאתי לידי לא יגוש השתא מיהא לא קרינן ביה לא יגוש If someone who makes a loan only payable in 10 ...
2
votes
1answer
69 views

Colourful Tallitot

Is there a preference, if one is davening at a schul where everyone wears the same tallitot (black or white), to borrow a tallit, assuming it is of a kosher size, rather than wearing one's own if it ...
3
votes
1answer
98 views

Returning a Library Book on Shabbat

When I return a book I put it in a bin, and a (non-Jewish) worker later takes it from the bin, and scans it into the computer as "returned." As such, can I return a library book on Shabbat?
4
votes
1answer
112 views

Borrowing money without clear plan of how to pay it back

Are you allowed to borrow money from a Jew without having a reasonable idea how you will be able to repay the loan?
3
votes
1answer
75 views

Is there a prohibition of paying interest misafek (doubt)?

Reuvain borrowed money from Shimon, and both are unsure if it was ever payed back. Now, of course Shimon can't claim any money from Reuvain, but if Reuvain wants to pay him back out of doubt, should ...
8
votes
1answer
481 views

Borrowed an egg from my neighbor, and found a bloodspot inside

If one borrowed an egg from a neighbor, and found a bloodspot inside, do they have to repay the egg? Should you say that since the neighbor would also throw away the egg if they found a bloodspot then ...
3
votes
1answer
75 views

Halacha for a lending library dealing with publishers' stipulations

I operate a free book-lending library which is funded by donations of money and of books. Somebody donated some books to the library that state inside that it is not permissible for libraries to lend ...
5
votes
1answer
68 views

How does Beis Din handle loans with interest?

If a borrower and a lender go to Beis Din with a loan document that stipulates interest, but the borrower claims he can at least collect the principle, how does Beis Din look at that? Do they ...
1
vote
1answer
44 views

Can the promise to repay through a credit card be considered a guarantee for a loan to a Gemach?

Money Gemachs typically insist on at least one guarantor before they make a loan. Someone needing a loan, suggests to the Gemach that his guarantor will be his credit card. He is using the Gemach to ...
8
votes
1answer
107 views

Am I allowed to get miles or points for a loan?

Suppose me and my good friend Shimon are in a store shopping. Shimon wants to borrow $100 from me for his purchase. I graciously agree, but instead of giving Shimon cash, I swipe my credit card for ...
4
votes
1answer
97 views

If you borrowed a tiny amount from someone but are no longer able to pay back, are you still obligated to pay back?

Say a person borrows 50 cents from a fellow Jew while out of town. The borrower cut his trip short and left without being able to pay back. Can one rely that the lender would give up hope of getting ...
0
votes
1answer
43 views

Large Square Garment Prohibited from Being Taken (Usury)

I have heard reference to a large, square garment used by poor for sleeping. I have also heard that it is/was so important that it was forbidden to ask it as collateral for a loan. My question(s): ...
2
votes
0answers
49 views

Can I improve something I borrow?

If I borrow something may I do something which I believe improves that thing, without the owners consent? For example if I borrow a library book and find an error in one of the facts printed there can ...
7
votes
1answer
204 views

Borrowing a talis and wearing a talis katan. Say a b'racha?

The common and accepted practice among married Ashk'nazim, at least, is that they don a talis katan in the morning without saying a b'racha for the mitzva, and, later, when donning the talis gadol for ...
8
votes
1answer
147 views

What happens if you borrowed money and the currency became worthless?

In Israel in the late 70s early 80s the currency (Lira) became worthless. Suppose one day the American dollar would become worthless, and one owes another $1,000,000- would the borrower just pay back ...
3
votes
1answer
105 views

Receiving money for a day's work, considering it to cover a debt?

I will pose this general question by presenting the following scenario: Reuvan works for Shimon. One time, at the end of the day, when Shimon came to pay Reuvan for that day's work (which was $100.), ...
2
votes
2answers
66 views

Why not give tzeddakah before shmittah?

Devarim 15:7 cautions us not to withhold help to others because of the approach of the shmittah year. However, the help we would expect to give would be charity and thus would not be repaid. If ...
4
votes
1answer
101 views

Does a borrower-lender / borrower-bailor have a claim against his borrower/bailee?

If a shoel (someone who borrowed non-fungible personalty) re-lent the borrowed item to a further borrower (which he may not do), the original borrower (i.e., the relender) is liable to the original ...
2
votes
1answer
155 views

What is the status of a library loan?

When you borrow something from the (secular) library does it follow the same halacha as a loan from one Jew to another?
5
votes
2answers
112 views

Is there a point of wearing a talis that does not require tzitzis?

There is a din in the gemorah (Chullin 110a/110b and likely elsewhere) ואמר רב יהודה טלית שאולה כל שלשים יום פטורה מן הציצית A borrowed tallis does not require tzitzis for 30 days (my ...
6
votes
1answer
95 views

Should the shaliach tzibbur check the tzitzis of a tallis given to him to daven?

Some shuls require the shaliach tzibbur to wear a tallis for mincha which is normally given to him from shul property. Is he required to check the tzitzis before wearing it? Do we say that it would be ...
16
votes
2answers
239 views

Does Jewish Law Recognize Bankruptcy?

If someone borrowed money and then declared bankruptcy, does he still have a halachic obligation to pay it back? If the lender was a corporation (bank, etc.). If the lender was a friend. Do we say ...
3
votes
2answers
95 views

Am I allowed to use borrowed money for something else?

Reuven goes to his good friend Shimon and tells him that he needs $10,000 for X. Shimon naturally agrees. Reuven then realizes that he needs the money for Y instead. Is Reuven allowed to use the ...
7
votes
1answer
155 views

Food utensil on loan from now-dead non-Jew

Do non-Jews have laws of inheritance in halacha? If so, what are they? Okay... that's not my real question, though I think it's a good part of my real question; in the interests of avoiding the ...
16
votes
3answers
321 views

Can I lend out a Library Book?

I just borrowed a wonderful book from the local library (let's assume Jewish library - but does it matter?). My friend sees the book and wants to read it. My library lets me keep the book for a week, ...
13
votes
3answers
226 views

Do our sources address “strategic loan defaults”?

In the most recent episode of NPR's Planet Money Podcast, they interviewed a real estate lawyer in Arizona who talked about the large numbers of her clients who have been asking for advice about doing ...