Baal teshuva or ba'al teshuvah–בעל תשובה‎ (male) בעלת תשובה(female)–is a term that often refers to a Jew who turns to embrace Orthodox Judaism.

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How can one make repentance for things he can't remember?

Say an unmarried Baal Teshuvah at the age of 30 decided to make repentance. A lot of time has gone by and he doesn't remember who he cheated, lied to, stole from, spoke loshen hara about, and so on. ...
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Loan in exchange for keeping shabbos, ribis?

The Father (not frum) of a Baal Teshuva asked his son for a loan. The son agreed to give his Father the loan on condition that he starts to keep Shabbos. Is this a problem of ribis?